US Loan Audits provides predatory lending mortgage audits for homeowners, attorneys, realtors, brokers, and loan modification firms. Obtaining a Forensic Loan Document Audit is essential to every Loan Modification, Short Sale, and Deed in Lieu resolution.
Loans fail 80% of the time when audited for violations during the origination of a mortgage loan. This may provides an opportunity to leverage the findings as a effective tool to bring litigation against the lender, mediation for a home loan workout or loan modification.
Service includes:
Complete loan document and disclosure audit by 30 year underwriting and fraud and compliance mortgage professional
Truth in Lending Act (TILA) and Real Estate Settlement & Procedures Act (RESPA)
Reverse engineering of your loan terms and Annual Percentage Rate APR) for possible TILA violations
